We are a leading Financial Servicing Company that strives to make a difference in our clients’ lives.
We advise our clients with honesty, respect, and we honour the confidentiality of our relationships.
People often wonder what the purpose is of using a financial advisor. A financial advisor is often linked to or regarded as an insurance salesman whose e-mails or phone calls you should always ignore. This is a truly sad outcome. A Financial Advisor should rather be looked upon as a mentor and friend, whose only objective is to ensure your financial security through financial planning.
We endeavour to advise our clients on a broad spectrum of financial products and services.
We promise affordable, profitable, diverse and safe financial products to our clients and we strive to enhance and protect the financial security of our clients and partners.
We advise our clients with honesty, respect, and we honour the confidentiality of our relationships.
We will ensure regulatory compliance and good corporate governance as well sustainable viability.
We show accountability in our willingness to take ownership for our roles, responsibility for our actions and outcomes, and by honouring our obligations to all stakeholders.
Throughout our organisation we embrace and promote diversity, together with the many talents and skills our employees bring from different their respective backgrounds and perspectives.
We strive for excellence in everything we do, by delivering the highest standard of products, service and performance to all stakeholders.
We thrive on innovation by challenging ourselves to find better solutions, continuously improving our processes and growing our people.
We uphold integrity by living up to what we say, doing the right thing, being honest and treating all people with respect.
Through teamwork, we support each other by listening, collaborating, encouraging and respecting each other in our quest to achieve mutually beneficial results.
At Cube Advice we advise our clients on how to build a bespoke financial plan. At no cost to you, we will talk through your current financial circumstances and your future needs and objectives. From that we will put together a comprehensive plan, which will ensure that you and your family have the most secure financial future.
There are 4 main areas of financial planning we will address and advise you on.
It is important that you have the correct amount of life assurance, disability and critical illness cover in place, should the worst happen. You and your family currently live on income generated from your business or employment. We have set equations that calculate how much cover is required based on your family income. This will ensure that your family will not be hindered financially if one or both spouses should die, contract a critical illness or are unable to work due to accident, sickness or disability.
Many individuals believe that they have a good lifestyle while working, and do not think of the 30 years we could potentially have in retirement. We will tell you the cost of achieving a satisfactory income at retirement, and we will review this with you on an annual basis. When saving for retirement, it is important to set a goal, and review it on an annual basis. If you are unable to afford the full contribution to a Retirement Annuity, you must work within your present budget. One of the main problems with clients making provisions for retirement is that they leave it too late. Talk to us, and put your retirement planning in place now!
When advising our clients where to invest, whether lump sum investments, retirement annuities, or regular savings, we can arrange it. We do regular research to ensure that our client’s money is placed in the most suitable place for growth, whilst minimizing risk. We sift through the hundreds of funds available to ensure that your funds get competitive growth. Speak to us today with regards to our investment and saving strategies. We do not use jargon, and will ensure you understand the funds in which we advise you to invest.
If you have existing investments we are willing to assess all your existing investment funds and provide you with feedback at no cost to you. Using factors like age, propensity for risk, health and the immediate need for access to your funds into account, we base our advice on specific models that we use. Good investment planning is determined by the methods in which you collect and assess data. We would be delighted to show you how we do this.
Every person with assets needs a Will. It will ensure that your wishes are seen to after your death, and it stipulates how your estate should be managed and who should receive your assets.
Some clients will fall into all of the above categories; some will fall into specific categories. An Adviser can develop a personal financial plan that is specific to your circumstances.
We are passionate about and proud of our business and will ensure that you understand all the advice we offer. We do not charge for our recommendations until you are happy to proceed, highlighting our commitment to distributing our knowledge, and the confidence we have in ourselves.
Contact us today for an initial consultation, or apply online for us to build you a financial plan.
For more advice, please email us at michelle@cubeadvice.com or geral@cubeadvice.com
or call us on +27 12 345 6480.
012 345 6480
082 326 5517
086 513 0769
michelle@cubeadvice.com
geral@cubeadvice.com
Unit 3 Shingwedzi Place
19 Shingwedzi Street
The Wilds Estate
Pretoriuspark
Pretoria
0081
